Building net worth using strategic financing. It's what we've done for more than a decade. Let Melanie McLister show you how.

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Who is Huli?

Huli Financial, powered by Best Interest Mortgage (NMLS# 299599), uses strategic financing to make the world's largest asset class—residential real estate—more accessible. Our three founding principals have a combined half-century of financial expertise.

How Huli Works

Huli's financing system converts bad mortgage debt to good—in two ways. 1. By optimizing term selection, cash flow & deductions Huli aims to minimize interest, fees & taxes; 2. Its novel loan programs make approvals faster & easier—with higher loan amounts—particularly for the self-employed, professionals, investors & foreign buyers.

We create loan strategies that
Build financial security

All while minimizing your overall borrowing cost (payment, rate and fees)



Whether you're buying your first home, a dream vacation property or your 5th rental, Huli's financing system helps pay down debt quicker while creating financing options for future investments or liquidity needs.



A Huli refinance minimizes your borrowing expense so that more equity is available for your future investments, debt restructuring or any purpose you might have.

Loan Programs

Huli's Loan Options

Huli has curated a set of loan programs from the country's leading lenders with three specific goals: (1) minimize total borrowing cost, (2) remove stress from the approvals process, and (3) create future financing options to build your net worth.

Find out how Huli facilitates mortgage powered wealth today!

Contact Us
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3 Easy Steps. 1 Secure Application

100% Secure 256-bit encryption, Easy to Complete, The Fastest Way to Get Started


Get to Know Us


Apply online

We then build you a custom 10-year financing plan and review it together.


Close your mortgage

What Our Clients Say
About Us

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Melanie was amazing! She was so helpful she made the process of buying a home so fast and Fun! She told me everything I needed to know. Being the first home is a little scary but it definitely wasn't with her. It was such a pleasure working with her. She is such a great mortgage broker and I would definitely recommend her to anyone.

Monica Toia
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Melanie and her team will be there every step of the way to make your dream home purchase a reality! Response time to texts questions were immediate, they worked night and day and they did it with such a fabulous smile! They found additional credits on closing fees, watched the market and locked at an exceptional rate and was always going the extra mile! Thank you Huli and Melanie for making my dream home come true!!

Melodee Cousineau
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Great experience! We recently bought our first house and our loan officer was Melanie McLister with Huli Financial. Melanie was great! She got us the best rates and the best deal that you can probably get right now. With her help, we were able to buy our dream home all hassle free. She responded back to my questions in no time and made the whole process fast and easy. She guided us through the whole process and made sure we understood everything. She is the person that truly cares! I would recommend Melanie to my friends and family and really to anyone. You won't be disappointed!

Adrian Gherghelinic
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